Emirates is a busy metropolis and the use of a car is essential for the residents and foreign visitors with so many cars on the roads, it is important to have the right insurance. In case of accidents, that’s why it is important to have well-researched and well-planned car insurance coverage in the UAE, ideally from the finest car insurance companies. In this Blog, we will discuss the different types of car insurance available in the United Arab Emirates. And will also discuss some tips on how to get the best deals. First let’s have a look at what car insurance is available in Dubai. The most basic type is third-party insurance, which covers damages to other people’s cars and property. This is the minimum insurance required by law in Dubai. The next one is third-party fire and theft insurance. It is the same as third-party insurance but it will cover the damages of fire and theft of your car. The best car insurance is comprehensive car insurance, this type of insurance covers everything included in third-party fire and theft insurance as well as damage to your car in the event of an accident.
1. Oman Insurance:
Omen Insurance is one of the most reliable vehicle insurance policies, an administrative center in Dubai, and runs in all Emirates through a network of over 15 branches in the Emirates. Omen Insurance, one of the uppermost names of vehicle insurance companies in the UAE, is known for its diverse business portfolio which includes a variety of health, life, and property insurance policies. It provides a variety of car insurance policies including comprehensive third party and special coverage.
2. AXA car insurance:
AXA is a French multinational co-corporation that has dominated the Gulf insurance for almost 68 years, AXA provides highly competitive automobile insurance plans with up to 15 years of coverage. A lot of internal options and different value-added services in the form of add-ons distinguish this vehicle insurance firm from others in the UAE. AXA is easily one of the best vehicle insurance firms in the UAE, offering a variety of comprehensive auto insurance plans, and third-party insurance
3. AL-Sagr insurance:
Al-Sagr is a publicly traded insurance company and one of the leading car insurance companies in the UAE, it covers all comprehensive and third-party insurance plans with a variety of features.
4. Al Fujairah National Insurance Company:
The government owns 80% shares of this car and goods insurance company. The company works in Abu Dhabi, Dubai, and Sharjah was established in 1976. They permit clients to purchase insurance goods from insurance ATMs located throughout the country.
5. Noor takaful ethical insurance:
Noor Takaful Ethical Insurance is a new addition to the list of top car insurance firms in the UAE. It not only works in the UAE but also in the entire Middle East. Noor Takaful Ethical Insurance Company offers car insurance policies that are a blend of modernity and tradition. It keeps all the values of Sharia
6. Abu Dhabi National Takaful Company:
The goal of Abu Dhabi National Takaful Company is to provide tailor-made-takaful insurance solutions to The Dubai and UAEregional insurance markets. It was established in 2003 and its central office is in Abu Dhabi. It was the first takaful company in the UAE and is known as the best car insurance company in the UAE.
INSURANCE POLICY BENEFITS
What are the benefits of vehicle insurance in Dubai, let’s find out. Whether you buy a new or used car, insurance policies will protect you from every issue related to your vehicle. Let’s search for the insurance policies offered to you.
TENSION-FREE DRIVE:
You must search for vehicle insurance companies that give you the option to drive free of tension. Let’s suppose you damage your car, you don’t need to worry at all, agencies will be responsible for paying manufacturing companies to repair.
OFF-HIGHWAY SERVICES:
Ensure that insurance companies also provide off-highway services like recovery services, mechanical services, fuel delivery, emergency services, navigation services, lock-out assistance, and replacement punctured tires.
PARAMEDIC VEHICLE CHARGES:
Review the insurance policy documents and website for paramedic vehicles and medical treatment in case of emergency, some general points to be considered. There are two types of coverage one is Basic Liability insurance which doesn’t cover Ambulance services and the other one is Comprehensive coverage which includes medical emergencies and paramedic vehicle fees. Ambulance charges are based on location and the distance of travel.
GULF COOPERATION COUNCIL:
GCC is a union consisting of Saudi Arabia, Kuwait, United Arab Emirates, Qatar, Bahrain, and Oman. Initiated in 1981. mainly works for Economic integration, political coordination, security cooperation, and cultural collaboration. GCC offers you Third-party insurance, comprehensive insurance, and mandatory insurance, you can also get additional benefits such as roadside assistance, personal accident coverage, and coverage for natural disasters.
OFF-ROAD SERVICES:
These services are offered for off-road activities such as driving on rugged terrain, deserts, mountainous areas, or off-road adventures. Some common types of off-road services are vehicle recovery, maintenance and recovery, custom modification, Guided tours, rental services, training courses, and emergency services.
OTHER ADVANTAGES:
Through your insurance policy, you will get more benefits, like legal compliance, financial protection, liabilities coverage, medical coverage, insurance for the driver and passenger, social and natural perils coverage, and a 12-month depreciation waiver. The more benefits you get, the higher your premium will be.
Auto insurance policies in Abu Dhabi, Dubai, and Sharjah are just like a shield to protect their citizens from any potential legal battle in the event of an accident or mishap.
CONCLUSIONS:
What are the benefits of car insurance in Dubai? Let’s find out the conclusions. Dubai is the most visited destination in the world and visitors across the Globe are keen to come and explore Dubai. Visitors plan short and long trips, business visits, and enjoy the off-drive desert Safari and other adventurous programs. To enjoy their tension-free moments and avoid all the issues regarding cars, it is better to have third-party insurance, third-party fire and theft insurance, or comprehensive insurance, but it is important to search for a better insurance policy to cover all of your damages during your trips, many vehicle insurance companies are working in Dubai like Omen insurance, AXA car insurance, Al-Sagr insurance, Al-Fujairah national insurance company, Noor takaful ethical insurance, and Abu Dhabi national takaful insurance company. Their policies offer immense benefits to the visitors like off-road assistance, tension-free driving, and Ambulance facilities. In short, these vehicle insurance facilities work as a shield for you and give you proper protection during your tips.
